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Finance
Approaching the bank
  1. Keith Matthews

    Keith Matthews is manager of a London branch of the National Westminster bank. He specialises in corporate lending.

Abstract

AFTER qualifying and spending time gaining valuable experience, many assistants eventually decide to reap the rewards of joining a partnership, acquiring an established practice or starting a new business. Whichever the case, the initial excitement will be tinged with apprehension about raising the necessary capital because, although rich in knowledge, the majority may well be poor in asset terms. There are specialist lenders who understand and are equipped to deal with the needs of the veterinary profession, but the traditional lending source is a bank where an account will probably have been maintained since student days. This article discusses what information should be presented to the bank when asking for financial backing.

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